Maryland Medicaid Crisis Lawyers

It’s not too late to protect the home and life savings

even after a loved one enters the nursing home

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Protect the Home

Protect the Savings

Get the Care They Need

You shouldn’t have to sell the home and empty the life savings to pay for nursing home care.

Nursing homes can be extremely expensive. On top of that, Medicaid requires you spend down most of your assets before you can qualify for assistance. However, it’s not too late to protect your loved one’s home and life savings even after they’ve entered the nursing home.

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Our Maryland Medicaid Crisis Lawyers Protect What Matters to You.

We’ve worked with many families just like yours to protect their home, life savings, and children’s inheritance when applying for Medicaid in Maryland.

Client-Focused

You deserve a Medicaid attorney who truly listens and works in your best interest. We’re always here for you.

Locally Rooted

For over 20 years, we have been committed to serving Anne Arundel, Maryland and surrounding communities.

A Step Beyond

Get more than just the right paperwork. You deserve a lawyer who understands what you’re going through.

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What our clients are saying

Greg Jimeno and his staff were delightful to work with and extremely competent and thorough. We heartily recommend Chesapeake Wills and Trust for anyone hoping to make their future secure.

G.C. – Client

We had a revocable trust drawn up. Greg Jimeno did an excellent job. Answered all of our questions thoroughly. Highly recommend Chesapeake Wills and Trusts.

C.C. – Client

Jimeno is a knowledgeable and informative attorney. He doesn’t sugar coat your situation. You’ll know where you stand on each issue. One of the best to have on your side.

C.A.K. – Client

Client names redacted for their privacy. Testimonials were submitted by clients to our online location and legal listings.

Find peace of mind knowing they’re cared for and their assets are protected.

Here’s how it works.

1. Hire Our Team

We review their assets and help you protect their life savings.

2. Get a Protection Plan

We handle the Medicaid application process while protecting assets.

3. Focus on Your Family

You spend time with them knowing everything is taken care of.

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Pay for the nursing home without losing their life savings.

It is always difficult when a loved one needs to enter a nursing home. This next chapter in their life brings fear and anxiety for everyone in the family. In addition, nursing homes can be extremely expensive leaving you wondering if you will have to sell their home and spend their life savings to get them the care they deserve.

A common misconception after a loved one enters a nursing home is it’s too late to protect their assets and they’ll have to spend their life savings before they can apply for Medicaid assistance.

It’s not too late!

At Chesapeake Wills and Trusts, we help you protect your loved one’s assets and work to make them Medicaid eligible even after they enter a nursing home. You shouldn’t have to sell their home and liquidate their assets to provide the care they deserve.

Here’s how it works:

First, hire our team. We’ll review your loved one’s assets and develop an asset protection strategy for you.
Second, we help you apply for Medicaid while protecting their assets.
Finally, spend more quality time with them knowing their assets are protected and they’ll be able to afford the care they deserve.

So, call today and take the first step to peace of mind for you and your loved one.

Schedule a Call

How We Serve Our Clients in Anne Arundel County and All Across Maryland

Estate Planning

Planning for your own end of life, or a situation where due to disability you are unable to manage your assets, isn’t exactly comfortable. However, putting off planning can lead to more stress for your loved ones and unnecessary uncertainty around what happens to your estate.

Trusts

Trusts are an estate planning tool we often use for asset protection, providing a management care plan for your assets, and to help your family avoid the Maryland probate process.

Learn More About Trusts.

Living Wills

A living will is a legal document that lays out what medical decisions you would like to be made in the event you are unable to communicate your wishes. This could include life-saving measures, pain management, organ donation, and more.

Learn More About Living Wills in Maryland

Probate

Whether your loved one has a clear estate plan, or no plan at all, the probate process adds unneeded stress to your life during a difficult time. Not knowing how the courts will distribute your family member’s assets can feel scary.

We believe everyone deserves the time they need to grieve the loss of a loved one and probate shouldn’t get in the way.

Adult Guardianship

A guardianship is the legal process used by the courts to appoint someone to make legal and financial decisions for people who cannot do it for themselves due to a physical or mental disability. If a guardian is appointed, the person subject to the guardianship loses the ability to make decisions for themselves for as long as they remain disabled.

Learn More About Adult Guardianship in Maryland

Asset Protection

Creditors may come after your home if you file for bankruptcy or if they win a lawsuit against you. If you believe this may be a possibility, we can help you put an asset protection plan in place that protects your family home. We can explain to you how an irrevocable asset protection trust works, and what this means for making future decisions about your property.

Learn More About Asset Protection in Maryland

Last Will and Testament

A will, sometimes called a last will and testament, is a legal document that tells your family and the state your intentions for your assets after your death. We recommend all our clients draft a will. This is true no matter how small your estate or whether or not you use other estate planning tools to distribute your assets.

Learn More About Creating a Will in Maryland

Medicaid Crisis

A common misconception after a loved one enters a nursing home is that it’s too late to protect their assets, or that they will have to spend their life savings before they can apply for Medicaid assistance.

It's not too late! Our Medicaid Crisis Lawyers can help you protect your loved one’s assets and work to make them Medicaid eligible even after they enter a nursing home.

Learn More About Medicaid Crisis Lawyers

Powers of Attorney

We create and use these legal documents for various purposes for the estate planning process. The two most common are financial power of attorneys and health care power of attorneys.

Learn More About Powers of Attorney in Maryland

Chesapeake Care Plan

As life happens - moving, marriage, divorce, children, and many others, we created the Chesapeake Care Plan to keep your life on track. It will work as intended as you need it most. Better yet, by enrolling in the program you will get a wide range of services at a fraction of the cost versus individual out of pocket payment.

Learn More About the Chesapeake Care Plan

Elder Law

3 in 4 senior adults over the age of 65 will require long-term nursing care at some point in their life. Our Elder Law Lawyers offer estate planning, Medicaid crisis response, and other services to help senior adults plan ahead or respond to a crisis in health requiring nursing care.

Learn More About Elder Law in Maryland

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The Chesapeake Promise

When working with our team, you can expect us to:

E

Treat you like our own family

E

Always explain the next steps

E

Keep you in the loop

E

Work for your best interests

Get Our Step-by-Step Guide to Protecting Your Life-Savings

Download our free Medicaid Guide and learn the steps you can take now to protect your hard-earned life savings and make sure you get the best care possible when you need it.

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Frequently Asked Questions

Answers to a few common questions we hear from our clients.

How do I qualify for Medicaid in Maryland?

There are six requirements one must meet in order to qualify for long-term care to be paid for by Medicaid. The person applying for benefits must meet certain residency requirements and must also be medically qualified, meaning they must require an enhanced level of care that is most often provided in a nursing home setting. However, the financial requirements of Medicaid qualification are often the most difficult to achieve. For instance, a single applicant can only qualify for Medicaid if his or her assets are $2,500 or less (a married couple with one spouse still residing at home is higher) AND they must also meet certain income requirements as well.

What are Maryland Medicaid income limits?

In Maryland, you can meet the income qualification for long-term Medicaid benefits if your monthly income (minus some allowable deductions) is less than the monthly cost of care in a nursing home. If the nursing home costs $10,000 per month and the applicant’s income is less than $10,000, he or she would meet the income requirement for Medicaid.

What is the difference between Medicaid and Medicare?

There is a significant difference between Medicaid and Medicare. Medicare is health insurance provided by the government and is generally available for those over age 65 and does not pay for custodial or nursing home care. Medicaid, on the other hand, is a Federally funded program run by the State and provides long-term care nursing home care.

How long is the Medicaid lookback period?

When a person applies for Medicaid benefits, Medicaid will look back 5 years from the time of the application to determine if the applicant had any uncompensated transfers during this period. If there were uncompensated transfers within this 5 year period, Medicaid will penalize those transfers. For roughly every $10,000 an applicant disposes of in uncompensated transfers, the applicant will be ineligible for one month of Medicaid benefits. So, if an applicant disposes of $30,000 within 5 years of entering a nursing home, the applicant would be ineligible for 3 months of nursing home care.

You shouldn’t have to spend their life savings on nursing home care.

Most people don’t know there are alternatives to spending their life savings on a nursing home or assisted living facility. With the right plan in place, you can receive Medicaid assistance when you need it and ensure your home and life savings are safe.

Qualify for Medicaid and protect the home and life savings.

Learn more about Medicaid

Want to learn more? Here are our latest articles written by our Anne Arundel-based Medicaid crisis attorneys to help you better understand how to protect your home and life savings.

What to Know About Powers of Attorney in Maryland

Going through the legal landscape of estate planning can often feel like a complex journey. At Chesapeake Wills and Trusts, we're here to guide you through every step, making the process as straightforward and stress-free as possible. Today, let's talk about a crucial...

How an Irrevocable Life Insurance Trust Can Be Used to Avoid the Estate Tax

With the federal estate tax exemption possibly about to be lowered, it may be time to think about steps you can take to keep your estate from being taxed. An irrevocable life insurance trust allows you to pass on money to your heirs while avoiding estate taxes.

IRS Announces That Face Masks and Related Purchases Are Tax Deductible

The IRS has announced that the tax deduction for medical expenses includes amounts spent on face masks, sanitizer and other products purchased to prevent the spread of the coronavirus.

Finding the Right Hospital Bed Rental

If you are caring for a loved one at home, you may need to rent a hospital bed. Here are the ins and outs of hospital bed rentals.

Medicaid Recipients Have a Little More Time to Spend Down Their Stimulus Money

The one-year deadline for nursing home residents on Medicaid to spend down their first round of stimulus checks is here, but they may have a little extra time.

Can I Transfer My Grandmother’s Car to My Name Without Causing a Medicaid Penalty Period?

An elder law attorney suggested the purchase of a vehicle as a way to protect some of my grandma’s assets. While this would be excluded during the Medicaid spend-down, what can we do to prevent the car from being taken by estate recovery after she passes? I was told to do a title transfer from her name to mine after she is qualified for Medicaid. Is it really that simple?

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